China has specific regulations on maternity insurance, and pregnant women who experience ectopic pregnancy should be classified as having an abortion. According to regulations, if the pregnancy is less than 4 months and the child fails, 15 days of maternity leave will be given. If the pregnancy exceeds 4 months and the child fails and miscarries, 42 days of maternity leave will be enjoyed. So, is ectopic pregnancy considered as maternity insurance?
The policy of maternity insurance has been introduced in China for a long time, which has effectively protected the legitimate rights and interests of employees. Maternity insurance has strict calculation methods, and the calculation methods vary greatly in different places. Generally speaking, women who give birth normally can enjoy three months of national maternity allowance and a living allowance of 1500 yuan. Women who miscarry before 4 months of pregnancy or suffer from ectopic pregnancy are entitled to a half month maternity allowance.
So, ectopic pregnancy is covered by maternity insurance. According to policy regulations, the reimbursement of many items for maternity insurance depends on the specific regulations of the local administrative department. You can think of it this way: female employees of insured units who have paid the maternity insurance fund on time and in full, without delay or malicious refusal, regardless of the pregnancy outcome or the failure of the child, should receive their due rights and can receive maternity compensation according to regulations.
Generally speaking, female employees also receive subsidies during their maternity leave. According to regulations, mothers who have already participated in insurance are entitled to various rights. Based on the local average employee salary, most of the expenses are covered by maternity insurance benefits. If a female employee accidentally fails to keep her child, the expenses incurred for abortion, hospitalization, and rest are all paid from the insurance fund.