After everyone starts working, the unit needs to provide insurance for employees in accordance with national regulations, which is commonly known as "five insurances and one fund", including maternity insurance. Among various types of insurance, people are not very familiar with maternity insurance. So, how much can the five insurances and maternity insurance be reimbursed?
The expenses incurred by women during childbirth can be reimbursed through maternity insurance, but the specific reimbursement amount varies across the country. For example, in Beijing, women can be reimbursed 1400 yuan for prenatal check ups, 3300 yuan for vaginal delivery in tertiary hospitals, and 4400 yuan for cesarean section. If the production is carried out in a first level hospital or a second level hospital, the amount that can be reimbursed will be less.
After paying maternity insurance, female employees can be reimbursed for examination fees, delivery fees, surgical fees, hospitalization fees, medication fees, etc. during childbirth through maternity insurance. For medical service fees and medication costs that exceed regulations, such as some self paid drugs, nutritional supplements, etc., they need to be borne by themselves.
After female employees give birth and are discharged from the hospital, medical expenses incurred due to diseases caused by childbirth can also be paid by the maternity insurance fund. If medical expenses are incurred due to other illnesses, you can reimburse them through medical insurance. If female employees need to rest or receive treatment due to illness after their maternity leave is over, they can be treated according to relevant sick leave regulations.
