Laparoscopic surgery is a common minimally invasive surgery in modern society, which is very effective in treating gynecological diseases. Many people need to undergo laparoscopic surgery, but they are still not reimbursed by medical insurance, so they are very hesitant. So, is laparoscopic surgery reimbursed by medical insurance?
Laparoscopic chocolate cyst resection surgery is within the scope of general reimbursement for diseases, and the proportion depends on the type of insurance you have purchased and the level of hospital you are staying in.
Medical reimbursement is divided into rural and urban employees:
1、 New Rural Cooperative Medical Scheme:
1. Reimbursement ratio: The town health center reimburses 60%; 40% reimbursement for secondary hospitals; Third level hospitals reimburse 30%. Elderly people over 60 years old who are hospitalized in health centers will be compensated 10 yuan per day for treatment and nursing expenses, with a limit of 200 yuan.
Major illness supplement: Major illness
2. For hospitalized patients who participate in cooperative medical care, if their one-time or annual cumulative medical expenses exceed 5000 yuan, they will be compensated in segments, with a compensation of 65% for 5001-10000 yuan and 70% for 10001-18000 yuan. The annual compensation limit for town level cooperative medical inpatient and uremia outpatient hemodialysis, tumor outpatient radiotherapy and chemotherapy is 10000 yuan.
2、 Urban employees:
1. Medical expenses below 100000 yuan that meet the reimbursement scope:
First level hospitals do not have a minimum payment standard, and the reimbursement ratio is 60%.
The minimum payment standard for hospitalization in secondary hospitals is 300 yuan, with a reimbursement ratio of 55%;
The minimum payment standard for tertiary hospitals is 659 yuan, with a reimbursement ratio of 50% and a maximum limit of 2000 yuan;
Through this article, it can be learned that laparoscopic surgery medical insurance can be reimbursed. Of course, there are different regulations regarding the amount of reimbursement. Actually, laparoscopic surgery is not a major surgery, and many hospitals can perform it. Moreover, the reimbursement fees for small hospitals are higher. You can consider it.
