Once a baby gets sick, it not only makes parents anxious and worried, but also the cost of treating the baby is quite high. Therefore, parents are thinking about whether it is possible to provide medical insurance for the baby, so that when the child is hospitalized due to a serious illness, they can be reimbursed for a portion of the expenses and reduce the burden on the family. Does the baby have any medical insurance?
In fact, babies, like adults, can pay for cooperative medical insurance for rural or urban residents. The medical insurance department stipulates that babies can pay for urban or rural cooperative medical care as long as they are three months old. The annual fee is around 100 yuan. After paying the fee, if the baby is hospitalized within one year, they can enjoy medical insurance.
Whether the baby will be insured by rural cooperative medical insurance or urban cooperative medical insurance depends on the baby's registered residence and current residence. It is OK to go to the registered residence or current residence, but it is OK to pay the fees in one place. It is more convenient to choose where to pay the fees.
To apply for cooperative medical insurance for a baby, the first step is to collect the application form from the community, then go to the designated place to take photos of the baby or provide photos of the baby. After paying the fee, once the data is registered, the baby can enjoy medical insurance. However, it is important to pay attention to the payment time each year. Generally, local medical insurance fees are paid at the end of the year for the next year. Therefore, if you want to pay for your baby's medical insurance, you should pay attention to the local medical insurance payment time in a timely manner or consult the community directly.
