Perhaps many families have such a plan, after the birth of a baby, they will purchase insurance for him to prepare for his future, which may be education insurance, accident insurance, and of course, there are many other types of insurance. Parents can make their own decisions based on the baby's future plans. So, what insurance should a two-year-old baby buy?
1、 What insurance does a 2-year-old baby buy
The main insurance part of buying insurance is similar, or rather similar, but the emphasis is different at different ages and stages, also known as additional insurance. It is a very wise choice for a two-year-old baby to start buying insurance. Health and medical insurance, education savings insurance, accident insurance, and more can all be purchased now.
2、 The significance of buying insurance for children
Children's physical function development is not perfect and their ability to resist disease erosion is relatively weak, so children are at a greater risk of suffering from diseases, especially serious diseases. Some diseases with high incidence rate among adults have shown a trend of younger development.
Moreover, children are naturally lively and active, with poor self-protection awareness and ability. In addition, parents' safety awareness is not strong enough, so the probability of accidents occurring in children's daily lives or playing games is obviously relatively high. Accidental injuries have become a major killer of children. According to surveys, accidental injuries have become the leading cause of death for children under 14 years old in China, with high incidence and mortality rates. Drowning, poisoning, building collapse, public security accidents, traffic accidents, animal bites, and injuries caused by playful play are all important factors contributing to current accidental deaths and injuries.
In addition to the mental distress and economic pressure brought to families by the above two points, the constantly increasing education costs are also a significant expense faced by parents. Therefore, more parents have realized that using insurance as a savings education fund is also a good choice.
Purchasing insurance for children can not only alleviate the financial pressure on families, but also provide a certain level of financial security for the future.
Buying insurance for children is a very meaningful thing. Firstly, the price of children's insurance is relatively affordable. Secondly, children are also a group of people who are prone to risks. Therefore, it is very necessary to purchase accident insurance for their own children. Of course, if the family's economy allows, they can also buy some education insurance to protect their children's future education.
