At present, the insurance industry is a relatively popular industry with a relatively large number of employees. However, with too many insurance industries and different types of insurance, the scope of coverage and the amount of coverage may also vary, making it difficult to choose when purchasing insurance. So, what kind of insurance is suitable for babies to buy?
1. Baby accidental injury insurance. This type of insurance is mainly aimed at protecting babies from accidents. Because babies at this time have high activity levels and a wide range of activities, without parental care, it is inevitable that small accidents may occur. The characteristic of this type of insurance is that the premium is relatively cheap, and it has a high degree of protection for babies in case of accidents, making it suitable for ordinary families to purchase. But there is no guarantee for the baby's illness.
2. Baby health and medical insurance. The characteristic of purchasing insurance for baby health protection is that the younger the baby, the cheaper the insurance cost will be. Generally, if the baby is weak and sickly after birth, it is necessary to purchase this type of insurance. The premium amount of this insurance is relatively small, mainly to protect the baby's illness. Not returned.
3. Baby education savings insurance. The main characteristic of this type of insurance is that it requires regular and fixed premium payments, usually the more amount paid, the higher the compensation cost. Therefore, it is a savings type insurance. Suitable for long-term savings use by families. This type of insurance is also a practical insurance nowadays, and many parents purchase it for their babies.